Monthly electronic card spend on consumable goods in New Zealand
Mar 2021–Mar 2025, NZD millions
Month | NZD millions |
---|---|
Mar 2021 | 2,289.2 |
Apr 2021 | 2,185.3 |
May 2021 | 2,255.5 |
Jun 2021 | 2,191.5 |
Jul 2021 | 2,291.7 |
Aug 2021 | 2,470.8 |
Sep 2021 | 2,358.3 |
Oct 2021 | 2,486.9 |
Nov 2021 | 2,431.8 |
Dec 2021 | 2,853 |
Jan 2022 | 2,474.5 |
Feb 2022 | 2,176 |
Mar 2022 | 2,384.7 |
Apr 2022 | 2,328.3 |
May 2022 | 2,336.8 |
Jun 2022 | 2,256.6 |
Jul 2022 | 2,358.4 |
Aug 2022 | 2,377.9 |
Sep 2022 | 2,389.2 |
Oct 2022 | 2,548.7 |
Nov 2022 | 2,542.7 |
Dec 2022 | 3,064.5 |
Jan 2023 | 2,542.2 |
Feb 2023 | 2,421.6 |
Mar 2023 | 2,659.1 |
Apr 2023 | 2,554 |
May 2023 | 2,547.8 |
Jun 2023 | 2,492.8 |
Jul 2023 | 2,550.1 |
Aug 2023 | 2,564.4 |
Sep 2023 | 2,530.2 |
Oct 2023 | 2,636.1 |
Nov 2023 | 2,679.5 |
Dec 2023 | 3,141.2 |
Jan 2024 | 2,644.4 |
Feb 2024 | 2,550.4 |
Mar 2024 | 2,704.1 |
Apr 2024 | 2,536.5 |
May 2024 | 2,595.8 |
Jun 2024 | 2,507.1 |
Jul 2024 | 2,547.5 |
Aug 2024 | 2,624.3 |
Sep 2024 | 2,524.4 |
Oct 2024 | 2,681.5 |
Nov 2024 | 2,709.5 |
Dec 2024 | 3,170.9 |
Jan 2025 | 2,671.6 |
Feb 2025 | 2,506.5 |
Mar 2025 | 2,749.2 |
Definitions
Retail series: includes the core retail series plus the motor vehicles and fuel industry groups.
Core retail series: includes consumables, durables, hospitality, and apparel industry groups.
Consumables: Includes food and liquor retailing
Durables: Includes furniture, hardware, and appliance retailing; pharmacy, cosmetic, and toiletry retailing
Hospitality: Includes accommodation, bars, cafes and restaurants, and takeaway retailing
Apparel: Includes clothing, soft-goods, and footwear retailing
Motor vehicles: Includes automotive parts and accessories; vehicle and tyre retailing
Fuel: Automotive fuel retailing
Services: Includes personal and household services, including hire and repair; automotive electrical and repair services
Non-retail (excluding services): Includes travel and health, and wholesaling
Cash out: cash taken out at a point-of-sale terminal, with or without a purchase.
Debit card: card used for debiting money directly from a bank account. Also commonly referred to as eftpos, cash, or ATM card.
Debit transactions: where the purchaser uses the cheque or savings buttons on the point-of-sale terminal.
Eftpos: electronic funds transfer at point of sale.
Card-not-present transactions: purchases made using a credit card, via telephone, mail order, Internet, or credit card direct debit where the card is not present for the transaction.
Data calculation/treatment
Seasonally adjusted series: Stats NZ use the X-13ARIMA-SEATS package to produce the seasonally adjusted estimates and trend estimates for the three series: total, retail, and core retail ECT. Seasonal adjustment aims to eliminate the impact of regular seasonal events (such as annual cycles in agricultural production, winter, or annual holidays) on time series. This makes the data for adjacent months more comparable. There is no specific adjustment made for leap years in these series.
For more information
Limitations of the data
One of the respondent companies includes cash-out data, but the other excludes them.
One of the respondent companies includes manual, voucher-based credit card transactions, but the other excludes them.
Inclusions
- all debit, credit, and charge card transactions with New Zealand-based merchants
- card-present transactions at the point of sale, whether authorised by PIN or signature
- card-not-present transactions (eg payments of invoices; mail order, telephone, and Internet sales via credit card; or direct debit from credit cards) where the card is not presented directly at a point-of-sale terminal
- GST.
Exclusions
- all credit card transactions with non-New Zealand-based merchants (eg via the Internet, telephone, or mail order)
- transactions by New Zealand card-holders while overseas
- cash, cheque, or hire purchase transactions
- automatic payments or direct debits from bank accounts
- Internet bank account payments
- withdrawals from ATMs.
Data provided by
Dataset name
Electronic Card Transactions: March 2025
Webpage:
https://www.stats.govt.nz/information-releases/electronic-card-transactions-march-2025
How to find the data
At URL provided, download 'Electronic card transactions: March 2025 – CSV' under the Download Data heading.
Import & extraction details
File as imported: Electronic Card Transactions: March 2025
From the dataset Electronic Card Transactions: March 2025, this data was extracted:
- Rows: 630-15,865
- Column: 3
- Provided: 12,482 data points
This data forms the table Electronic Card Transactions - Value and number of transactions by division and industry (Monthly) Jan 2000–Mar 2025.
Dataset originally released on:
April 14, 2025
Purpose of collection
Electronic Card Transactions (ECT) is a monthly series that covers all debit, credit, and charge card transactions with New Zealand-based merchants. This information can be used as an indicator of the change in the level of consumption expenditure and economic activity in general.