Outstanding debts of businesses in New Zealand
By debt type, 2022, % of businesses (with 6+ employees)
| Type of outstanding debt | % of businesses | 
|---|---|
| Bank overdraft | 38% | 
| Loan with term of less than 1 year | 20% | 
| Loan with term of more than 1 year | 44% | 
| Mortgage loan | 17% | 
| Trade creditor or supplier | 53% | 
| Capital / financing lease and hire purchase agreement | 23% | 
| Credit card | 44% | 
| Shareholders' current account | 32% | 
| Other | 57% |